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Understanding Loans
Buying Your First Home
Buying Your Next Home
FAQ |
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Is the PSHBC sponsored by a specific home builder? Yes. Quadrant Homes sponsors the PSHBC. While many PSHBC customers purchase a Quadrant home, many others do not. Some decide that a resale home is better suited to their needs while other customers purchase new construction offered by another home builder. The goal of the PSHBC is to identify your unique needs and help you get into a home of your choice, regardless of where it is or who built it.
My credit is excellent. Is the PSHBC really for people like me? Yes. Although the PSHBC helps a lot of home buyers who have new or weak personal credit histories, home buyers with tenured or superior credit histories also fit into the mission of the PSHBC. Our goal is to help people buy a home by creating a hassle-free process, regardless of credit history. Because of our tight integration with a mortgage lender and exclusive Regional Market Specialist Real Estate agents, handoffs are made seamlessly and questions are answered consistently.
I have been late on some credit card payments but want to apply for a mortgage. Can the PSHBC help me? Absolutely. Because we offer a free credit analysis, we can review your personal credit history with you and tell you the impact on your prospective mortgage. We can even provide you some advice on how to repair your credit history to increase the chances of your mortgage being approved.
I am a recent immigrant to the US and am concerned that my foreign credit will impact my ability to obtain a local mortgage. Don't worry, many of our clients have been in this situation and we were able to successfully obtain a mortgage so they could buy a home.
Your mortgage company is Quadrant Home Loans. Will I be able to obtain a mortgage if I want to purchase a resale home or new construction offered by another builder? Yes, you can use the services of Quadrant Home Loans to purchase any home. Although most home buyers use Quadrant Home Loans when the purchase a new Quadrant home, many PSHBC clients use Quadrant Home Loans for other home purchases, as well.
Is there any obligation or fee to use the services of the PSHBC? There are no fees or contracts whatsoever. The free credit analysis, free mortgage analysis, free seminars and free market analysis are truly free! I noticed there are a lot of terms associated with the home buying process. What do they mean? If you run into a confusing term, please consult our glossary. |
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